Monticello Home Buying Process

Buying your new Monticello home is an exciting time filled with joy and anticipation. We understand that it can also be overwhelming with the number of decisions to make, which is why we’ve shared all of our expert advice and tips in this Monticello home buying process checklistto guide you through planning and moving into your finished semi-custom luxury home.


Monticello Home Buying Process Checklist

 

Planning

Collect and prepare your paperwork. Make sure all of your paperwork is in order so you don't have to search for it later. Getting preapproved for a home loan requires ample documentation, including credit reports, tax statements, bank statements, and pay stubs.


Set a budget. Take a look at your finances and decide what you can afford for a down payment and your monthly payment. There are multiple online mortgage calculators, such as Zillow, to help you determine the proper amount.
 

Financing
Get preapproved for a home loan. Your paperwork and budget are in order, now’s the time to get preapproved for the home loan. Knowing in advance what you’ll be able to spend on your new home will make shopping for your ideal home even easier.


Personalizing

Make a list of must haves on your wish list. A new construction home means you’ll have the opportunity to personalize your new luxury Monticello home to fit your individual style. Referring to your calculated budget will help you determine what you won’t compromise on and what you’ll need to consider when it comes time to pick your options.
 
Building
Make an offer and get a contract.Once you’ve selected your homesite and floorplan, it’s time to submit an offer and get your sales contract signed and dated. Be sure to include a realtor or lawyer in this part of the process.


Attend walk-throughs and have your home inspected. Plan to attend all walk-through events and have your home inspected to ensure your home is built to your specifications and contract.

Closing

Get Ready to Close and Move In! Once your new Monticello home is built, you will attend a closing to sign all of the final paperwork and provide your check for the down payment. Your realtor or builder will hand you the keys. Now you're ready to move in to your luxury personalized Monticello home!


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